1) 30 days rule
One of the first obstacles to saving money is impulse buying.
You are attracted by targeted online advertising.
But wait. Save photos of the desired products to your phone and look again after 30 days and decide if you need them. The answers will really surprise you.
2) The game "100 envelopes"
This is a lottery where you are always the winner. The rules of the game are very simple. take 100 envelopes, write the numbers 200, 500, 1000, 2000, 3000, 5000 on them, open the envelope every day and put as much money inside as indicated on the envelope. After 100 days, you will save a lot of money.
3) Challenge "52 weeks"
Unlike the game "100 Envelopes", there is nothing unexpected here.
You must save money consistently every week. 1st week - 1000 AMD, 2nd week - 2000 AMD, 3rd week - 3000 AMD and so on for 52 weeks.
4) 50-30-20% rule
50% of your monthly income should go to "needs", 30% to "wants" and 20% to savings.
5) Not how, but why?
When we know exactly what we want to save for, it increases our motivation and enthusiasm to achieve our goals as soon as possible.
6) Tap Savings
Every time you pay by bank transfer, put your change back into your piggy bank.
Psychologists have proven the effectiveness of this option. Therefore, when paying, a person is already psychologically ready to part with the money, and it will be easier to save change.